At Pathway To Homes, we believe that owning a home should be achievable, transparent, and rewarding. Our mission is simple: to help individuals and families find the right mortgage solution that fits their lifestyle and financial goals.
With years of experience in the mortgage and real estate industry, our team is dedicated to simplifying the process for every client.
Hear how Pathway Mortgage helped homeowners achieve their dreams with ease and confidence.
Watch how Pathway Mortgage turned one man’s dream into a lasting reality.
I was nervous about buying my first home, but Pathway made everything so easy to understand. Their team walked me through every detail, answered all my questions, and got my loan approved faster than I expected.
Pathway helped me refinance my mortgage and cut my monthly payments significantly. The process was straightforward and completely transparent. I’ve never experienced such professionalism and care from a financial company before
Pathway is more than just a mortgage company. They took the time to understand my goals and offered a plan that fit my financial situation perfectly. Their support and honesty gave me peace of mind throughout the entire process.
Our Frequently Asked Questions (FAQ) section is designed to provide clear answers and guidance, ensuring transparency and confidence at every step. Whether you are a client looking for safe, supportive housing or a sponsor seeking ways to contribute and make a lasting impact, this resource will help you understand how Pathway to Homes works, what to expect, and how we can walk this journey together.
Path to Homes is a non-profit housing support organization. We act as an intermediary between banks, creditors, and individuals to make mortgages accessible. Whether someone has bad credit, no credit, or even strong finances, we provide a pathway to home ownership by reducing barriers like high credit score requirements and large down payments.
Yes. Unlike banks, we don’t require a credit score. If you have income and a willingness to repay, we can negotiate mortgage approval for you.
Yes, but it’s much lower. For example, if a bank requires $40,000 down on a $150,000 mortgage, we can often reduce that to around $15,000, depending on your situation.
No problem. We’ve helped many first-time buyers with no credit history secure mortgages. We look at your income, employment, and ability to repay instead of just a credit file.
